# Stamp duty on a £125,000 house

> Stamp duty on a £125,000 home in England or Northern Ireland is £0 if you are moving home (0.00% of the price). A first-time buyer pays £0. For an additional property it is £6,250. In Scotland LBTT is £0 and in Wales LTT is £0.

## Key facts
- Home mover (England & NI): £0.
- First-time buyer (England & NI): £0.
- Second home or buy-to-let (England & NI): £6,250.
- Scotland (LBTT): £0; Wales (LTT): £0.

## Stamp duty on £125,000 by buyer and nation

|  | Home mover | First-time buyer | Additional property |
| --- | --- | --- | --- |
| England and Northern Ireland (SDLT) | £0 | £0 | £6,250 |
| Scotland (LBTT) | £0 | £0 | £10,000 |
| Wales (LTT) | £0 | £0 | £6,250 |

## How it is calculated (England and Northern Ireland)

- 0% on the first £125,000 = £0
- Total: £0

First-time buyer: 0% on the first £125,000 = £0. Total £0.

Additional property: the standard £0 plus 5% of the whole price (£6,250) = £6,250.

## Scotland and Wales

- Scotland (LBTT): £0 for a home mover, £0 for a first-time buyer and £10,000 with the 8% Additional Dwelling Supplement.
- Wales (LTT): £0 at the main rates (also for first-time buyers) and £6,250 at the higher rates for an additional property.

## Stamp duty on other prices
- [£150k stamp duty](https://www.clearpayslip.com/stamp-duty-on-150000)
- [£175k stamp duty](https://www.clearpayslip.com/stamp-duty-on-175000)
- [£200k stamp duty](https://www.clearpayslip.com/stamp-duty-on-200000)

- [Stamp duty calculator and rates](https://www.clearpayslip.com/stamp-duty)
- [Take-home pay calculator](https://www.clearpayslip.com)

## Frequently asked questions
### How much is stamp duty on £125,000?
£0 in England and Northern Ireland for a home mover, £0 for a first-time buyer and £6,250 for an additional property.

### How much stamp duty on £125,000 for a first-time buyer?
£0 in England and Northern Ireland, £0 in Scotland and £0 in Wales, which has no first-time buyer relief.

### Is stamp duty charged on the whole price?
No. Each rate only applies to the part of the price inside its band, like Income Tax. The exception is the surcharge for additional properties, which is charged on the whole price.

## Official sources
- [Stamp Duty Land Tax: residential property rates (GOV.UK)](https://www.gov.uk/stamp-duty-land-tax/residential-property-rates)
- [Higher rates of Stamp Duty Land Tax (HMRC)](https://www.gov.uk/guidance/stamp-duty-land-tax-buying-an-additional-residential-property)
- [LBTT residential property rates and bands (Revenue Scotland)](https://revenue.scot/taxes/land-buildings-transaction-tax/residential-property)
- [Land Transaction Tax rates and bands (Welsh Government)](https://www.gov.wales/land-transaction-tax-rates-and-bands)

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ClearPayslip · Updated on 2026-10-22 · https://www.clearpayslip.com/stamp-duty-on-125000